General Information on Health Insurance

The Artists’ Health Insurance Resource Center and other assistance available from the Actors Fund

If you are losing Equity-League coverage due to a loss of employment, we strongly encourage you to contact the Entertainment Community Fund. The Entertainment Community Fund created the Artists’ Health Insurance Resource Center specifically to help performers in these situations, as well as those who are uninsured and the underinsured. This is an excellent resource for performers in the entertainment industry.

The Entertainment Community Fund also offers other programs to help performing arts professionals in need, crisis, or transition. In addition to AHIRC, the Entertainment Community Fund also operates The Friedman Health Center for the Performing Arts in New York City and provides other social services to performers.

The Affordable Care Act and the Health Insurance Marketplaces

The Affordable Care Act (ACA) established the Health Insurance Marketplaces, which were launched in the fall of 2013.

The Marketplaces are a collection of e-commerce websites, sometimes referred to as “exchanges.” These sites help people shop for private health coverage available in their areas. Some states operate their own Marketplaces. The rest of the states offer one national Marketplace administered by the federal government.

The ACA requires all Americans to get health coverage, or pay a tax penalty. The ACA also provides for some to receive subsidies, based on income, to assist with purchasing coverage.

As an Equity-League Benefit Funds health Plan participant, consider this page your primer to the Marketplaces. The information, links, and resources provided here will help you understand all available coverage options – and which option is best for you.

If you think you may lose Equity-League Benefit Funds coverage based on a change in covered employment, take extra time to explore your options. The ACA greatly expands the options available to you when you lose coverage.