Tools to Maximize Your Retirement

Your retirement income can come from a variety of sources, including the Equity-League Pension Plan, the 401(k) Plan, Social Security benefits, and your personal savings. When you have a better understanding of what each source provides, you will have a more accurate picture of the total income you can expect at retirement.

Use the links below to learn more about your retirement income options.

• View the Equity-League Pension Plan and 401(k) Plan Summary Plan Description for detailed information about your retirement plans.
• Use the pension estimator tool on the Self-Service Portal to determine your approximate monthly pension benefit (for those who haven’t already applied for their benefit).
• Visit the John Hancock Retirement Plan Services website to view your 401(k) account balance, manage your investments, and view planning tools and calculators. For more information about your 401(k) Plan, watch this helpful video from John Hancock.
• Create your my Social Security account to get an estimate of your future Social Security benefits.

Please remember that pension, 401(k), and Social Security benefit projections are based on a variety of factors. These may include retirement age, weeks worked, earnings, contribution amounts, market performance, and other factors. For that reason, your actual benefits may be higher or lower than the projections.

Remember to Use John Hancock’s Online Resources

John Hancock offers many important online tools resources to help you manage your account and plan for retirement. To get started, log into the John Handcock website. If you haven’t registered your account yet, be sure to do so. Once logged in, you’ll be able to view investment information, quarterly statements, and much more. The online tools and resources, include the:

• Retirement Planner. Find out how much you’ll need to spend in retirement, set your goals, and track your progress to help you live the retirement you want.
• My Learning Center. Get help navigate life’s financial milestones—so you can manage your finances today while continuing to prepare for retirement.

Besides going to the website, you can also use the free John Hancock mobile app to stay connected on the go. The mobile app lets you:

• Access your account
• View your retirement progress
• Analyze account details
• Use planning tools

We recommend that you review your account regularly. You can add, review, and update your account information.